Wednesday, April 3, 2013

Declined



I have a lot to say, and a lot of feelings about this message, but I will make this word "less". Less than 12 hours after my phone interview with them, they have decided that I am not worthy of peace of mind because of a diagnosis I had absolutely no control over. Here's a big FUCK YOU to the Canada Life Assurance Company, the senior Underwriter who had to ask if I took insulin (despite being clear that I have TYPE ONE) and another big FUCK YOU to diabetes. That's just the kind of day I am having,.

9 comments:

  1. I am sitting here with smoke coming out of my ears I'm so livid.
    SO FUCKING LIVID! Because I am you, you are me. We are just normal HEALTHY people with defunked organs. I fucking HATE that we get discriminated against for a disease that chose us and we did absolutely nothing to get.
    I can't get private medical insurance EVER because of my diabetes. I can never be self employed unless I can afford the cost of diabetes out of pocket.
    L.I.V.I.D!!!!!!!!!!!

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    1. *waves hands back and forth" yeah girl.

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  2. I share yours and Scully's sentiments completely -- and hope this ends up a blessing in disguise. I've heard that mortgage insurance is a bad idea anyway.

    Diabetes is a bad idea too, by the way, but nobody consulted us on that one before our immune systems went renegade.

    Not trying to make light of the situation, but sometimes you've gotta laugh, or else you'll cry.

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    1. Ha! Yeah diabetes is a very bad idea. I don't recommend it.

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  3. Alanna, so sorry to see this. Don't forget to share your views with them. It may not help your cause, but it might make you feel better, and you might help someone in the future get the coverage they deserve. Like you do.

    Other than that, you have every right to feel the way you do today.So unfair.

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    Replies
    1. Thanks :) I do tend to appeal and write a lot of angry letters! I appreciate the support and empathy :)

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  4. Ughhh!!!! I totally hear you! We just went through this as well when we bought our home. We're looking into Term Insurance but I have a feeling the premiums for me to be covered will likely not make it worth while. It just won't be in the budget for now anyway. If anything ever happens to me, looks like the boyfriend will be stuck with all the bills! lol It really sucks not being able to protect your purchases in the even that we become sick and need to be off work.

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  5. Hey Alana,
    Sorry i've missed your blogs for a while, just catchin up! I'm sooooo with you. I've been through a few house purchases now, each time my lender insists I MUST have insurance, I say why bother, they say they approve anyone... low and behold, i'm always denied. Pfffft!
    Interesting, i've never been given the option to appeal.

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